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UPSC Current Affairs

UPSC Current Affairs

UPSC Daily Current Affairs :: SRIRAM's IAS

GDP - Gross Domestic Product and GNP- Gross National Product

Jun 12, 2024
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Inflation-Indexed Bonds (IIBs) Vs Capital Indexed Bonds (CIBs)

Jun 12, 2024
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Public Limited Companies and Private Limited Companies

Jun 12, 2024
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Certificate of Deposit (CD) in Indian Financial Market

Jun 12, 2024
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Bonds:Prices and Yields

Jun 12, 2024
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Capital Indexed Bonds (CIBs) Explained

Jun 12, 2024
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Sovereign Gold Bond

Jun 12, 2024
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SIMPLIFIER: LIMITED COMPANIES

Jun 12, 2024
LIMITED COMPANIES: DEFINITION AND EXAMPLES Q: What does "Limited" mean in PLCs and Ltd companies? A: In Public Limited Companies (PLCs) and Private Limited Companies (Ltd), "Limited" means that shareholders' liability is restricted to their investment in the company. This safeguard ensures that personal assets are not at risk if the company incurs debts or faces bankruptcy. Q: Can you provide an example from a retail business? Read More...

Economic Survey

Jun 12, 2024
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Budgetary Passage:The Steps

Jun 12, 2024
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Departmentally Related Standing Committees (DRSCs): Structure and Function

Jun 12, 2024
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SIMPLIFIER: CUT MOTIONS

Jun 12, 2024
CUT MOTIONS IN THE INDIAN PARLIAMENT Demands for grants need to be voted upon by the Lok Sabha. Before the vote takes place, there is a discussion. When the amount is put to vote, the members of Lok Sabha get a chance to move cut motions that propose that the amount sought be reduced. The object of a cut motion is to draw the attention of the House to: - Economy - Difference of opinion on matters of policy - Voicing a grievance It is entirely the discretion of the Speaker to admit or reject a cut motion. The Speaker need not giv... Read More...

SIMPLIFIER: ANTI-DEFECTION LAW - MERGERS

Jun 11, 2024
ANTI-DEFECTION LAW: RULES 4 AND 5 OF THE TENTH SCHEDULE Q: What is Rule 4 of the Tenth Schedule? A: Rule 4 provides conditions under which members of a legislative house are exempted from disqualification if their original political party merges with another party. It allows members to either join the new party created from the merger or continue as a separate group without facing disqualification due to defection. Q: What does it mean for a member to be exempt from disq... Read More...

SIMPLIFIER: FINANCIAL BILLS IN THE INDIAN CONSTITUTION

Jun 11, 2024
FINANCIAL BILLS UNDER ARTICLE 117 Q: What are the types of Financial Bills under Article 117 of the Indian Constitution? Read More...

CREDIT-DEPOSIT RATIO SIMPLIFIER

Jun 11, 2024
1. Definition: The Credit-Deposit (CD) ratio is a key banking metric that measures the proportion of a bank’s total deposits that are given out as loans. It indicates how efficiently a bank is utilizing its deposits to generate income. 2. RBI does not prescribe any ratio 3. Ideal Range: An optimal CD ratio typically ranges between 80-90%. A ratio above this range may indicate aggressive lending practices, while a lower ratio suggests that a bank is not fully utilizing its deposit base. 4. Implications: • Read More...